If the other driver is identified and accepts fault, you don't pay the excess. You still need to report the accident to Autofusion within 24 hours and give us their details.
What helps
- The other driver's name, registration and insurance details
- Photos of both cars and the scene
- Witness details and any dashcam footage
- A police reference number, if the police attended
If fault isn't clear
If the other driver can't be identified or disputes fault, the excess on your booking applies.
Don't
Admit fault or settle privately. See should I admit fault or agree to settle privately.