Non-fault accidents
Even if you believe the accident was not your fault, you must still report it immediately and follow the required reporting procedures.
Why reporting is still important
Liability may need to be assessed through:
- Insurance investigations
- Third-party evidence
- Dashcam or photographic evidence
- Witness statements
- Police reports where applicable
Important to know
You may still remain temporarily responsible for excess or operational costs until recovery from the third party is confirmed.